SBI clerk salary after 12th bipartite settlement, In-hand Salary, Pay Scale, Job Profile & Promotion

SBI Clerk salary after 12th bipartite settlement is quite attractive, starting at around INR 41,000 to 43,000 per month. This competitive pay makes the job appealing to many candidates looking to join public banks. The salary package includes various benefits and allowances, enhancing the overall compensation.

SBI clerk salary after 12th bipartite settlement

In 2024, the total salary for an SBI Clerk, including allowances, is approximately INR 46,612, with a basic pay of INR 26,730. After deductions like tax and NPS, the net take-home salary is around INR 43,000. The 12th bipartite settlement ensures a 17% salary increase, highlighting the rewarding nature of this position in the banking sector.

SBI Clerk Salary 2024 – Basic Pay after 12th bipartite settlement

The new SBI Clerk salary plan, according to the 12th Bipartite settlement, starts at INR 26,000. Over time, this pay increases based on the clerk’s length of service. After 7 years, the salary rises to INR 34,860. After 9 years, it goes up to INR 39,150. Finally, after 16 years (7 + 2 + 7), it reaches INR 48,320.

SBI values employee loyalty and hard work, rewarding clerks with periodic raises. This incremental pay structure helps maintain employee satisfaction and motivation. Understanding these salary increments can assist in future financial planning and make joining SBI an attractive career option.

SBI clerk Revised In-hand Salary 2024 after 12th bipartite settlement

Once recruited, bank employees, including SBI Clerks, receive a salary slip along with their pay. This document is essential as it contains key details about their earnings, deductions, and overall salary structure. Here’s what you can expect on an official salary slip:

  • Gross Pay: Total amount earned before deductions, including basic pay, allowances, and bonuses.
  • Deductions: Amounts subtracted from gross pay, such as taxes, provident fund contributions, and insurance premiums.
  • Net Pay: Final amount received after deductions, which is deposited into the bank account.
  • Breakdown of Allowances: Detailed information on allowances like house rent allowance (HRA), travel allowance, and medical allowance.
  • Employee Details: Personal information like name, employee ID, designation, and department.
  • Period Covered: Indicates the pay period, usually a specific month.
  • Employer Details: Information about the employer, including the bank’s name, address, and other relevant details.
ComponentAmount (INR)
Basic Pay26,730
Special Pay1,970
Special Allowance8,521
Transport Allowance850
Dearness Allowance (DA)5,426
House Rent Allowance (HRA)2,942
Gross Salary46,612 ₹
Deductions (NPS, Tax etc.)3,416
Net Salary43,196 ₹

SBI Clerk In Hand Salary 2024

The SBI clerk salary structure is a major attraction for candidates. Initially, the in-hand salary ranges between Rs. 42,000 to 45,000, depending on various allowances and deductions. Here’s a breakdown:

  • Basic Salary: Rs. 25,000 to 26,000.
  • Dearness Allowance (DA): 39.8% of the basic salary.
  • House Rent Allowance (HRA): 7% to 9% of the basic salary.
  • Special Allowance: Around 7.75% of the basic salary.
  • City Compensatory Allowance (CCA): 3% to 4% of the basic salary.

SBI Clerk salary Deductions in 2024

Union Fee150
Total Deductions3416

SBI Clerk Job Profile

The major role of an SBI Clerk includes front desk tasks and customer handling operations. Junior Associates are trained to manage customer inquiries, address withdrawal-related queries, handle receipts, and more. Here’s a detailed look at the SBI Clerk job profile:

  • Assist in Creating Interoffice Memos and Emails: Clerks help draft and distribute internal communications.
  • Reconcile Department Budgets and Produce Reports: They manage financial tracking and reporting.
  • General Office Tasks: Faxing, filing, copying, and scanning are part of their duties.
  • Maintain Filing System: Organize and retrieve documents as needed.
  • Vendor Payments: Complete paperwork for vendor invoice payments.

Roles and Responsibilities of an SBI Clerk

  1. Document Verification: Verify various documents and proofs submitted by customers.
  2. Cash Handling: Responsible for bank cash, important documents, and keys.
  3. Sanctioning Withdrawals: Approve customer withdrawal requests.
  4. Document Maintenance: Maintain bank documents, balance sheets, ledgers, etc.
  5. Customer Service: Resolve customer issues and queries.
  6. Issuing Financial Instruments: Issue Demand Drafts (DDs), manage customer accounts, and process cash receipts.
  7. Information Dissemination: Provide customers with information about the latest schemes and government policies.
  8. Customer Guidance: Guide customers in various banking activities.
  9. Treasury Work: Attend to treasury-related tasks.
  10. Passbook Updates: Update account holder passbooks.
  11. Miscellaneous Tasks: Perform other tasks as assigned.

Key Responsibilities Detailed for SBI Clerk

Document Verification: Clerks are tasked with verifying documents and proofs submitted by customers, ensuring their authenticity and compliance with bank policies.

Cash Handling: Managing cash transactions, safeguarding important documents, and handling keys are critical responsibilities.

Sanctioning Withdrawals: Clerks approve and process withdrawal requests from customers, ensuring proper procedures are followed.

Document Maintenance: Keeping accurate records of the bank’s documents, balance sheets, and ledgers is a key duty.

Customer Service: Clerks play a vital role in addressing and resolving customer issues, enhancing customer satisfaction.

Issuing Financial Instruments: Clerks issue Demand Drafts, open bank accounts, and manage cash receipts, ensuring accuracy in transactions.

Information Dissemination: Providing customers with up-to-date information on schemes and policies helps them make informed decisions.

Customer Guidance: Offering guidance on various banking activities ensures smooth customer experiences.

Treasury Work: Handling treasury-related tasks is another important aspect of the job.

Passbook Updates: Keeping passbooks updated ensures customers have accurate information on their account balances.

Miscellaneous Tasks: Clerks also perform various other tasks as needed to support bank operations.

Career Growth of SBI Clerk 2024

To get promoted to the Officer cadre, an SBI Clerk must pass an internal examination that includes a written test and an interview. This applies to both Fast Track and Normal Track promotion channels. Clerks can also take the SBI PO examination with permission. If they pass, they become Bank POs; if they fail, they continue as Clerks.

SBI Clerks must clear the JAIIB exam before attempting the CAIIB exam. Upon clearing the internal promotion exam, Clerks become Trainee Officers (TOs) for a two-year probation in the Junior Management Grade Scale-I (JMGS-I). After probation, they may be promoted to Middle Management Grade Scale-II (MMGS-II) or revert to the Clerical cadre if they do not pass the probation.


Embarking on a career as an SBI Clerk entails more than just securing a stable job with an attractive starting salary. It encompasses the promise of significant professional advancement. Through unwavering dedication and diligent effort, clerks have the opportunity to ascend the ranks within the banking sector, attaining higher positions and experiencing heightened success. Whether you opt for the conventional route or the merit-based pathway, the journey toward growth is evident and within reach.

The salary increase after the 12th bipartite settlement varies depending on factors such as the employee's position, experience, and the terms negotiated in the settlement.

Among bank clerks, the State Bank of India (SBI) Clerk typically offers one of the highest salaries.

Yes, SBI Clerks can become Probationary Officers (PO) through internal promotions or by clearing the SBI PO exam.

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